The road is not a safe place to travel, and so car owners must see to it that their car is insured. This will protect the car owner from spending huge sums of money if ever something bad happens to the car. A typical insurance coverage is 25/50/25. This insurance ratio is commonly known as bodily injury liability limits. The law requires this absolute minimum limits for the car owner’s protection. If you encountered an accident, then what you will get from the car insurance would be $25,000 per person, $50,000 per incident, and $15,000 for property damage if we the ratio of 25/50/15 is followed.

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